Inflation Calculator

Calculate the real value of investments adjusted for inflation

Investment Details

Current Amount ($)

Time Period (Years)

Inflation Rate (%)

Expected Nominal Return (% per year, optional)

Leave empty to see inflation impact on cash holdings

Understanding Inflation Impact

Inflation erodes the purchasing power of money over time. Even with positive investment returns, your real return (adjusted for inflation) may be lower than expected. Historical US inflation averages around 3% per year. To maintain purchasing power, investments should earn at least the inflation rate.